Paycheck or allowance hits. Forty-eight hours later it's gone and nobody knows where.
No cash = no friction = no lesson. They need a way to *see* the money before it leaves.
Without a system, 'save for a car' is a wish. With one, it's a deadline.
Every source — job, allowance, side hustle, tips, gifts. One page to see total income.
Fixed, flex, and fun categories. A guilt-free spending calculator that still hits savings goals.
New phone. Concert tickets. First car. Turn 'someday' into a dated, fundable plan.
W-4s, pay stubs, taxes withheld, direct deposit — the 30-minute crash course school forgot.
Rules for digital money that keep it from disappearing into the algorithm.
Visual streak tracker. Miss a week, you see it. Hit 4 in a row, you level up.
A quick sample of what you'll download.
I stopped spending money on dumb stuff once I saw it written down. I've saved $400 in three months.
— Ben, 15
One-time purchase · Instant download · Yours to keep
Buy Now — $9 →Grab the Full Bundle — every kit, playbook, and deck we make — plus 3 bonus printables, for less than two products on their own.
Save $27 · Instant download · 30-day guarantee
Try it for 30 days. If it's not a fit, email hello@youngbucks.club and we'll refund every cent — no questions.
Yes. It scales — a 12-year-old uses 2-3 sheets, a 17-year-old with a paycheck uses all 6.
Digital PDF. Print what you want, or fill it out on a tablet with a PDF annotator.
The system is deliberately short. Fill it out in 10 minutes a week. Most teens give up on anything longer.
No — for that, grab the Teen Investing Starter Guide. This one nails the saving/spending foundation first.
30-day guarantee, full refund, no questions.
Instant download. Print tonight. Start tomorrow. That's the whole thing.
Get Teen Budget Blueprint — $9 →Instant PDF · Print at home · 30-day guarantee
