We keep it simple.

1. Who We Are

Young Bucks Club is operated by Wellness Builder Daily. We're a free educational platform for kids and parents focused on financial literacy. Our goal is to give every family access to money skills that schools aren't teaching.

2. Information We Collect

We DO collect:

• Email addresses when you join our email list.
• Standard analytics data (page views, time on site, general location) via Google Analytics.
• Payment info when you purchase products — handled entirely by Payhip. We never see your card details.

We do NOT collect:

• Names of minors
• Social Security numbers
• Any sensitive personal data

3. How We Use Your Info

• Email: to send newsletters, tips, and product updates.
• Analytics: to understand what content helps most.

We do not sell, rent, or trade your information with third parties. Full stop.

4. Google AdSense & Cookies

We may use Google AdSense to display ads. Google uses cookies to serve ads based on prior visits to this and other sites. You can opt out at any time at google.com/settings/ads.

By using this site you consent to cookies as described in Google's Privacy Policy.

5. Children's Privacy (COPPA)

We do not knowingly collect personal information from children under 13 without verifiable parental consent. If you're a parent and believe your child has submitted personal info, email us immediately at privacy@youngbucks.club and we'll remove it promptly.

6. Email Communications

You can unsubscribe at any time via the link at the bottom of any email we send. No hard feelings, no hoops to jump through. We use a third-party email provider to manage our lists and send messages.

7. Third-Party Links

Our site may contain links to external websites. Once you leave our site, we're not responsible for the privacy practices of those other sites. We recommend reading their privacy policies before sharing any personal info.

8. Data Security

We use reasonable measures to protect your information. That said, no method of transmission over the internet is 100% secure. We do our best, but we can't guarantee absolute security.

9. Changes to This Policy

When we make changes, we'll update the "Last Updated" date at the top of this page. Continued use of Young Bucks Club after any changes means you accept the updated policy.

10. Contact

Got a question about this policy? We're real people — reach out anytime at privacy@youngbucks.club.