Waiting from 15 → 25 to start = losing roughly $400K by retirement.
Index funds, ETFs, Roth IRAs — the words scare people off before the math can work for them.
You don't. You need $25, a guardian, and a weekend.
The compound interest math with real numbers — $1,000 invested at 15 vs 25 vs 35.
Stocks, bonds, ETFs, mutual funds — what they actually are, when to use each.
Exact tickers, what's in them, why they beat 90% of professionals over 20 years.
How teens with earned income can open one, what it means, and why it's the single best account you can open young.
Step-by-step: which app, which fund, how to make your first buy this weekend.
The risk spectrum explained with pictures, plus how to size risk at every stage 15 → 25.
A quick sample of what you'll download.
I opened a Roth IRA three days after reading this. I've put in $30 a week for six months. I never thought investing was for someone like me.
— Young Buck, 17
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Try it for 30 days. If it's not a fit, email hello@youngbucks.club and we'll refund every cent — no questions.
Yes. Fractional shares let you buy into a $500 ETF with $5. Several brokerages have $0 minimums and $0 trades.
No — it's education. We explain the concepts and the math. You decide what to do with your money.
Yes, a guardian is required to open a custodial account or Roth IRA for a minor. The guide walks through exactly how.
Briefly — in context of risk. This guide is focused on long-term wealth building with index funds and Roth IRAs, which is boring and works.
30 days, no questions. Full refund if it's not for you.
Instant download. Print tonight. Start tomorrow. That's the whole thing.
Get Teen Investing Starter Guide — $12 →Instant PDF · Print at home · 30-day guarantee